Hello world! I thought I'd kick off the blog by telling you all a little about myself. I found my love for money as a topic of study when...

One of the biggest myths people carry into retirement is that they’ll magically become a different version of themselves once work ends. That somehow the saver will turn into a spender, the worrier will relax, or the reactive decision-maker will suddenly become strategic. But money doesn’t work that way, and neither do people. Our habits don’t disappear at retirement—they solidify. Over time, they quietly become our priorities. The data around retirement savings highlights ju

If you’ve paid any attention to markets over the past few years, you’ve probably heard of Roaring Kitty. A YouTube persona. A Reddit username. A retail investor who became a folk hero after helping fuel a short squeeze that rattled Wall Street and nearly sank a major hedge fund. He wasn’t the first finance influencer, but he became a symbol of something much larger: financial advice no longer flows through a single, professional gatekeeper. That reality makes many people unea

(You don’t need this. I just enjoy it.) This is a more advanced post than most people need. If you’re early in your career, still figuring out basic saving habits, or just trying to get your financial feet under you, feel free to skip it entirely. Nothing here is required to live a good financial life. I’m writing this one for fun—for the people who enjoy peeking under the hood of retirement income planning and asking, “Wait… are we modeling this correctly?” Because there’s s